The Unexpected Call That Landed Me a New Car

 

 

I was reviewing a colleague’s report when the office phone rang. Across the desk, Nancy shot me a panicked glance. We froze, silently negotiating who should answer. The air in the office had been tense for weeks since management hinted at layoffs.  

 

After a silent standoff, Nancy reluctantly picked up. Her expression shifted from dread to amusement as she turned to me. “The boss wants you,” she said, smirking.

A summons to the boss’s office these days felt like a jury summons—no one wanted it. My legs felt heavy as I walked past coworkers avoiding eye contact. *Am I getting fired?* I wondered, my mind racing.

 

At the secretary’s desk, I forced a smile, though my stomach churned. After an agonizing wait, I was ushered in. The boss, John, sat stern-faced. “Morning,” I muttered, my voice shaky.

 

He cut straight to the chase. “Why is there a Ksh2 million discrepancy in the accounts?” My heart pounded. Scrambling to pull up recent financial reports, I spotted an unprocessed client payment in my inbox. Relief washed over me. “The payment hasn’t cleared yet,” I explained, showing him the email.

 

John’s anger melted into relief. After calling higher-ups to resolve the issue, he surprised me. “I heard you’re saving for a car,” he said casually. Before I could reply, he added, “Co-op Bank’s Ni Ka Slip Tu loan could get you one by Friday.”

 

My ears perked up. For two years, I’d dreamed of owning a car. John explained the offer: loans from Ksh50,000 to Ksh9 million, repayable over 10 years, with minimal paperwork—just three months’ pay slips, an ID, and a KRA PIN. Even better, applications for teachers, civil servants, medical staff, or security personnel are prioritized.

 

By the week’s end, I was cruising in a certified pre-owned Nissan Juke—proof that sometimes, a nerve-wracking day at work can take a wild turn.

 

How to Apply for the Ni Ka Slip Tu Loan

1. Gather three recent pay slips, your ID, KRA PIN, and a completed application form.

2. Visit any Co-operative Bank branch.

3. Submit your documents—approval can take as little as two days!